Not that it’s officially fall, the end of the year is right around the corner. Between work and school schedules, maintaining a healthy smile should be at the top of your to-do list. Why? Your dental insurance will expire at the end of the calendar year, and you could lose out on premiums, deductibles, or unused limits. That’s why your Boise dentist at Summit Dental would like to provide you with the following tips for maximizing your dental insurance.
We recommend visiting your Boise dentist at Summit Dental Group twice a year for bi-annual cleanings and checkups. Unfortunately, not all Treasure Valley residents follow this advice. It’s often because people think they’re saving money if they don’t visit their dentist unless a problem develops. However, this couldn’t be farther from the truth. Regular dental care lowers your overall dental health expenses by keeping your mouth healthy.
Paying your monthly insurance premium provides you with access to important dental services. Aside from preventative care, most people are given an annual limit to use towards restorative treatments. This means that after reaching your deductible, you’ll have a 50-80% allowance to cover the cost of restorative treatments like fillings, root canals, and dental implants. This helps you to get the treatments you need without spending thousands to restore a healthy smile.
Depending on your insurance company, you will have a variety of in-network dentists to choose from. This means that certain dentists have pre-negotiated rates with your insurance company to lower the amount you’ll have to pay. That’s why it’s a good idea to choose an in-network dentist that accepts your insurance. At Summit Dental, we accept all insurance but are preferred providers for Delta Dental and Blue Cross of Idaho.
As the end of the year approaches, people tend to rush to their Boise dentist before their insurance expires. If you wait until the last minute, there may not be any appointments available. That’s why it’s important to beat the insurance rush, so you don’t lose out on your dental coverage. Take the time to make an appointment as soon as possible with Summit Dental today.
At Summit Dental, we know that dental insurance can be confusing. However, it’s important to start the new year off right with a healthy smile. Our team works on your behalf with your insurance company and can explain how your benefits are being used to make the most out of your policy. Before your insurance expires at the end of the calendar year, take advantage of minimal out-of-pocket expenses.
Using your Boise dental insurance now can save you hundreds or even thousands of dollars, as well as ensuring your optimal dental health. At Summit Dental Group, we provide thorough dental care in a safe, family-friendly environment. Our highly trained staff works hard to put our patients first. With us, you can feel good knowing you will receive quality treatment from our Boise dentists who are passionate about their work. Contact us by filling out our online form or give us a call at (208) 314-2275 to schedule an appointment.