Getting the Most Out of Your Boise Dental Insurance

Every month, you pay for Boise dental insurance. Even if it comes out of your paycheck, and you don’t really notice it, you pay for it… However, many patients are not sure exactly how their insurance plans work.

So what’s the secret when it comes to getting the most bang for your buck from your Boise dental insurance? At Summit Dental Group, we deal with insurance everyday, and we know a few secrets that we want to share with. Never forget that you’re the boss! When it comes down to it, whatever insurance company you have, works for YOU. You pay them to provide you with a benefit. It’s their job to reimburse you for dental expenses, and they have to answer to you for how well they do it.

As your Boise dentist, we also work for you. You pay us to achieve and maintain optimal dental health. You are our customers, patients, and friends and we have to answer to you for how well we do. But when it comes down to it, we don’t work for the insurance company, and they don’t work for us, which means:

• We are unable to tell you exactly how much your insurance will pay for dental services. However, because we deal with so many Treasure Valley patients and their insurance companies, we can help to provide you with a pretty good estimate.
• We cannot tell you how much of your benefit is left. However, we can help you plan your Boise dental work to minimize your costs.
• We unable to answer questions about why an insurance company makes the decisions it does. However, we can help to provide you with information to find out.

Three things you can do to get the most from your Boise dental insurance:

1.Before you schedule an appointment, talk with your insurance company and ask them what benefits you have and how much you have left. Also, ask them if there are any waiting periods, and how much your Boise dental plan pays for prevenative services, basic, and major work.

2. Call or come in to Summit Dental and talk to us. We can help schedule treatments to help you avoid going over your benefit. We can also help you to get a pre-determination letter showing what your Boise dental insurance pays for treatment options. Additionally, our staff can help explain the costs and benefits of those options.

3.Make sure to ask questions. If something doesn’t make sense, make sure your Boise dental insurance company clarifies it for you. Remember, you are the boss, and deserve clear answers.

Remember, with so many rules and all the fine print, sometimes it’s not easy to decipher many Boise dental insurance plans. The team at Summit Dental Group is here to help you receive the best dental care that you deserve. Keep in mind that regular office visits for cleanings and checkups are the best way to reduce long term dental costs. Taking care of your teeth with preventive dental care will help to ensure that you’re not dipping into your own wallet – with or without insurance – more than you should.