Why It’s Important To Use Your Dental Insurance Before The New Year

Dental insurance provides patients throughout the Treasure Valley with much-needed financial assistance regarding the dental work they need. However, people often don’t take full advantage of their dental benefits before the year ends. That’s why the Boise dentists at Summit Dental Group would like to provide you with the following reasons you should use your dental insurance before the end of December 2021.

Reasons To Use Your Dental Insurance

Insurance May Not Cover All The Work You Need

By getting some of the work, you need to be done before the new year, you can enjoy the savings for the rest of 2022. If you wait to get all of your dental work done in 2022, new insurance premiums and deductibles will go into effect, causing you to pay more than you would have if you’d gotten some of the work done in 2021. Even more, if your insurance doesn’t cover everything you need to be done in 2021, you can use a portion of your current benefits now and another portion after January 1st. This way, you can split the cost between this year and the next, saving you money in the long run.

Insurance Benefits Will Disappear

Most insurance plans are based on a calendar year. This means that all the benefits you have built up throughout 2021 will expire at midnight on December 31st. While some plans do reset at different times of the year, it’s important to use all your benefits before they expire. If you don’t take advantage of them now before the new cycle begins, you will lose them. Since you pay for your insurance benefits, it’s always a good idea to take advantage of what you’ve paid for.

Insurance Fees Can Increase In 2022

As soon as 2022 begins, dental fees can increase. This, in turn, can cause your Boise dental insurance copay to increase, costing you more every time you receive treatment. That’s why it’s important to use the benefits you have now for necessary work before the new year begins. This way, you can take full advantage of potentially lower fees and avoid paying higher copays.

Dental Issues Can Become Worse

If you put off the treatments you need for existing dental issues, you may face more expensive and difficult treatments in the future. Dental problems such as tooth decay and gum disease worsen over time. There is absolutely no benefit to postponing any dental treatment that you need to be done.

Summit Dental Group

Using your dental insurance now can save you hundreds or even thousands of dollars, as well as ensure your optimal dental health. At Summit Dental Group, we provide thorough dental care in a safe, family-friendly environment. Our highly trained staff works hard to put our patients first. With us, you can feel good knowing you will receive quality treatment from our Boise dentists who are passionate about their work. Contact us by filling out our online form or give our downtown office a call at (208) 314-2275 to schedule an appointment.